Loan Products

16+ Loans
6% से Interest Rate

Collateral-free options + up to 10 years tenure + digital approval। हर बजट के लिए कुछ ना कुछ।
✓ Collateral-Free✓ Up to 10 Years✓ Digital Approval✓ Processing Fee Waiver

PM Surya Ghar Yojana - Standalone

Bank of Baroda

PSBBest Rate
Interest
6%8.5%
Floating
Loan Amount
₹0.5L – ₹6.0L
Tenure
Up to 10 years
Collateral
Free up to ₹6.0L
Sectors
Residential
Features
Zero Processing FeeNo Foreclosure Charges90% Financing
Margin: 10%
✓ Processing Fee Waived

Union Solar / URTS

Union Bank of India

PSBBest Rate
Interest
6.8%9.15%
Floating
Loan Amount
₹0.5L – ₹15.0L
Tenure
Up to 7 years
Collateral
Free up to ₹2.0L
Sectors
Residential, MSME
Features
Women DiscountMSME Friendly
Margin: 10%

Housing-cum-Solar Loan

Canara Bank

PSBBest Rate
Interest
6.9%8.4%
EBLR
Loan Amount
₹1.0L – ₹10.0L
Tenure
Up to 10 years
Collateral
Free up to ₹3.0L
Sectors
Residential
Features
50% Processing Fee WaiverHome Loan Bundle
Margin: 10%

SBI Surya Ghar Loan

State Bank of India

PSBBest Rate
Interest
7%10.15%
RLLR
Loan Amount
₹0.5L – ₹6.0L
Tenure
Up to 10 years
Collateral
Free up to ₹2.0L
Sectors
Residential
Features
Digital ApprovalNo CIBIL for <2LJanSamarth Integrated
Margin: 10%
Moratorium: 6 months

UCO Suryodaya

UCO Bank

PSB
Interest
7.5%9%
Floating
Loan Amount
₹0.5L – ₹6.0L
Tenure
Up to 10 years
Collateral
Free up to ₹2.0L
Sectors
Residential
Features
6 Month MoratoriumCollateral Free <2L
Margin: 10%
Moratorium: 6 months

SIDBI 4E (Energy Efficiency)

Small Industries Development Bank of India

Government
Interest
7.95%9.34%
Floating
Loan Amount
₹10.0L – ₹250.0L
Tenure
Up to 7 years
Collateral
Free up to ₹50.0L
Sectors
MSME
Features
100% FinancingLow CollateralMSME Focus

PNB Rooftop Solar Loan

Punjab National Bank

PSB
Interest
8.15%9.15%
RLLR
Loan Amount
₹0.5L – ₹6.0L
Tenure
Up to 10 years
Collateral
Free up to ₹2.0L
Sectors
Residential
Features
No Income Proof <2LJanSamarth Partner
Margin: 10%

POS Solar Financing

Credit Fair

NBFC
Interest
8.25%9.2%
Flat
Loan Amount
₹0.5L – ₹50.0L
Tenure
Up to 4 years
Collateral
Required
Sectors
Residential, Commercial
Features
No Cost EMIDigital ApprovalVendor Partnership
Margin: 30%

Star Rooftop Solar Panel Finance

Bank of India

PSB
Interest
8.5%10%
RBLR
Loan Amount
₹0.5L – ₹5.0L
Tenure
Up to 7 years
Collateral
Free up to ₹2.0L
Sectors
Residential
Features
95% FinancingQuick Approval
Margin: 5%

SIDBI STAR (Solar Rooftop)

Small Industries Development Bank of India

Government
Interest
9.1%10.2%
Floating
Loan Amount
₹10.0L – ₹250.0L
Tenure
Up to 7 years
Collateral
Free up to ₹50.0L
Sectors
MSME
Features
High LTVMSME DedicatedSeparate from Working Capital
Margin: 15%

Axis Solar Loan

Axis Bank

Private Bank
Interest
9.9%10.9%
Floating
Loan Amount
₹0.5L – ₹5.0L
Tenure
Up to 5 years
Collateral
Free up to ₹2.0L
Sectors
Residential, Commercial
Features
Commercial FocusQuick Disbursal
Margin: 15%

Surya Shakti

IDBI Bank

Private Bank
Interest
10%12%
Floating
Loan Amount
₹1.0L – ₹150.0L
Tenure
Up to 10 years
Collateral
Free up to ₹5.0L
Sectors
Residential, Commercial +1
Features
Commercial Upto 1.5CrFlexible Terms
Margin: 20%

MSME Solar Loan

Electronica Finance Ltd

NBFC
Interest
10%14%
Fixed
Loan Amount
₹1.0L – ₹100.0L
Tenure
Up to 7 years
Collateral
Free up to ₹100.0L
Sectors
MSME, Commercial
Features
7 Day Disbursal3 Min ApprovalCollateral Free with CGTMSE

Ecofy Green Loan

Ecofy

NBFC
Interest
10%12.99%
Fixed
Loan Amount
₹0.5L – ₹50.0L
Tenure
Up to 4 years
Collateral
Required
Sectors
Residential, Commercial
Features
100% FinancingGreen Only NBFCFast Approval

Solar Home Improvement Loan

HDFC Bank

Private Bank
Interest
11%12.5%
Fixed
Loan Amount
₹1.0L – ₹40.0L
Tenure
Up to 7 years
Collateral
Required
Sectors
Residential, Commercial
Features
High Ticket SizePremium Customers

Solar Personal Loan

ICICI Bank

Private Bank
Interest
11%12.5%
Fixed
Loan Amount
₹0.5L – ₹6.0L
Tenure
Up to 5 years
Collateral
Required
Sectors
Residential
Features
Instant ApprovalDigital JourneyExisting Customer Priority

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